Mission: ‘Made in Australia for Aussie business
What it does: Operates a marketplace platform for small businesses to find a loan from lenders
Size and presence: approximately 124 employees
Best known for: Loan marketplace for Australia’s small business
The good bits: It has an open office space, it has a flexible working culture, it has a career path
The not-so-good bits: It will require micromanagement at some point, it is still a growing startup, hence, it is prone to a rapid and sudden change
Alex Molloy and Ritchie Cotton founded Valiant Finance. The company has been operating since 2015. It falls under the category of the business loan sector, however, Valiant Finance is not directly providing a loan, instead, it is working as a broker for small business owners to get the best business loan through its platform.
Valiant Finance provides a platform for small business owners to compare loan rates, terms, and fees. It also provides credit specialists to help its client to get a better loan alternative for under-banked SMEs.
Valiant Finance’s service covered financial solutions for vehicle finance, working capital, equipment finance, commercial, and development. Business owner is able to choose which financial aid they need to find in Valiant.
To this date, Valiant Finance creates a partnership with more than 80 lenders with more than 800 loan products, it helped more than 14.000 businesses to get funded. Valiant Finance manage to open a branch in the Philippines, in the meantime, the headquarter is located in Surry Hills, Australia.
Valiant Finance has a small circle of employees, dominated by young workers. Hence, the nuance inside Valiant is vibrant and fast-paced. The company works with small businesses a lot, it will require you as a broker to guide the client thoroughly. There is flexibility in its workplace, and the office have had adapting to hybrid working culture. Some employers said that they experience a positive work culture since everyone on the team is very supportive and friendly. Some others claimed that Valiant Finance is a great lending-brokerage company. As a startup, it is expected that Valiant Finance to experience constant rapid change and micromanagement.
Valiant Finance processes its job opening through the Workable link. On the website, the company will post its current vacant positions in every branch. Most people applied online. On average, the interview process takes two weeks, consisting of initial screening with the HR, then continued with an interview with the hiring managers. Applicants are expected to take a behavioural interview in role-playing.
There are seven departments in Valiant Finance: asset finance, finance, Ops (operations), commercial and development, engineering, working capital, and NBA. If you are studying finance and economics, and are interested in small business, then Valiant Finance is a good place to start. Some roles you may be interested in are a digital asset finance broker, financial accountant, sales, and many more.
Valiant Finance pays the broker AUS62,834 yearly, while the sales consultant receives AUS51,875 per year.
There is no record of Valiant Finance’s CSR activity. However, the company’s core business is to provide a platform for small business owners, thus, Valiant Finance indirectly contributes to the small business segment to thrive better in Australia. It is recorded that the company have had helped many small business owners to find a well-matched lender to grow their businesses.
There is no particular controversy involving Valiant Finance ever recorded since the company began to operate in 2015. It receives 9.9/10 rates on Trustpilot based on 887 reviews. However, as expected from a service company, there is no perfect system with perfect output. One reviewer wrote one disadvantage of Valiant Finance is that many business owners who apply ended up unapproved for loans.